![]() ![]() Permanent TSB plc trading as PTSB is regulated by the Central Bank of Ireland. Information correct as of but is subject to change. For this example, Annual Percentage Rate of Charge(APRC) of 4.43% applies and consists of variable borrowing rate of 4.30%, valuation fee of €150, Property Registration Authority (PRA) fee of €175, and security vacate fee of €35. Permanent TSB is increasing the interest rate on deposits by between a quarter and a half per cent across all its fixed term accounts, the fourth time the lender has. If interest rates increase by 1% an additional €54.74 would be payable per month. The monthly repayment on a 20 year mortgage with Loan to Value (LTV) greater than 80% with variable borrowing rate of 4.30% on mortgage of €100,000 is €621.90 for 240 months. Permanent TSB has written to about 70,000 residential mortgage customers offering them discounts of up to 0. Interest rates range from 6.04 to 6.84 depending on whether you’re a first-time buyer, homemover or remortgager and on the percentage of the property’s value you want to borrow. Maximum loan amount will typically not exceed 4 times an individual’s gross income for First time Buyers & 3.5 times an individual’s gross income for Second time Buyers. Stephen’s Green, Dublin 2, D02 H489, Ireland. Permanent TSB plc is a public limited company incorporated in Ireland. The maximum LTV for customers who hold their current mortgage with another bank but wish to switch their mortgage to PTSB while also releasing equity is 85%. Permanent TSB said the cut to its Standard Variable Rate from 4.5 to 3. This rate is on balances including interest earned. For First Time and Second Time Buyers a maximum Loan to Value (LTV) of 90% will apply to a property’s purchase price. Life and Home Insurance are also required. Security is required and credit agreement will be secured by a mortgage or by a right related to residential immovable property. ![]() Mortgage approval is subject to assessment of suitability and affordability. Lending criteria, terms & conditions will apply. If any documentation is missing or additional information is required to reach a credit decision, we will notify you which may impact the decision time. ![]() 72 hours starts once your application is completed and submitted for credit assessment during business hours. Permanent TSB said the cut to its Standard Variable Rate from 4.5 to 3.95 will benefit about 35,000 customers, while cuts to its Managed Variable Rates will also benefit around 35,000 customers. ![]()
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